The terms of this disclaimer apply to this website www.light.insurance. By using the website you agree with this disclaimer.

Use of the website
Unauthorized or improper use of the website or its content may breach intellectual property rights, regulations in respect of privacy, publication and/or communication in the broadest sense of the word. You are responsible for everything you send from the website. It is not allowed to disrupt the normal operation of this site or to undermine its integrity, which includes changing the content and hacking the website. Light reserves the right to end, for whatever reason, the availability of the website and/ or of certain services on the web page, or to restrict access to them. Although Light has exercised due care to ensure the correctness of the information as stated on the website, Light does not accept any responsibility for it. All content is provided “as is” and “as available”. Decisions which you take on the basis of this information will be at your own expense and risk. Light does not give any guarantee in respect of the security of this website. Although Light will do everything which is in reason possible to keep this website free of viruses, it cannot give any guarantee for this.

Light does not guarantee that this website will function faultless and without interruption. Exclusion of liability

Light, its directors, managers and employees will never be liable in respect of direct and/or indirect, immaterial or consequential damage including lost profit or income and loss of contracts or orders which in any way results from or is connected with, but does not have to be limited to:

  • Defects, viruses or other faults in equipment and other software in connection with access to or use of this website;
  • The information which is offered on or via this website;
  • The interception, modification or improper use of information sent to Light or to you;
  • The operation or unavailability of this website;
  • Misuse of this website;
  • Loss of data;
  • Downloading or using software made available through this website, or
  • Claims of third parties in connection with the use of this website.

The exclusion of liability also applies if Light has been informed of the possibility that such damage may occur.

Intellectual property rights
Light, or the entitled party, will reserve all rights (including copyrights, domain names, trademark rights, patents and other intellectual property rights) in respect of all information offered on or through this website, including software, audio, video, text, logos and pictures. Apart from personal, not commercial, use it is not allowed to copy, download or publish in any way, distribute or multiply information on this website without the prior written permission of Light or the entitled party. It is not allowed to copy, multiply or adapt the information and/or design.

Extern Hyperlinks
This website may include hyperlinks to other websites which are not supervised by Light. These hyperlinks have only been included for your convenience and do not imply that information, products or services offered on or through these websites are recommended by Light. The use of such hyperlinks is fully at your own risk. Light does not accept any responsibility or liability in respect of the content, use or availability of such websites.

Amendments
Light may at any time amend the terms of the disclaimer. Amendments will be effective upon posting on this website. Light reserves the right to change or terminate the website at its discretion and at any moment it desires, without any prior warning. Light will not be liable for the consequences of amendment or termination.

Miscellaneous
This disclaimer has been translated into English. If the English version shows discrepancies or leads to differences of interpretation, the version in the Dutch language will be decisive.

This website and disclaimer are governed by the laws of the Netherlands. All disputes in connection with this website or disclaimer will be submitted for exclusive settlement to the competent court in Amsterdam. Personal data provided or collected through or in connection with this website will exclusively be used in accordance with the terms of Light’s privacy statement. Questions and complaints concerning the website should be addressed to Light. You may contact us online via letstalk@light.insurance or by telephone: +31 20 305 36 40.